Purchasing is a Process NOT an Event First of all, it’s important to understand that purchasing a house is a process not an Event. People generally don’t wake up one morning, without any preamble, and go buy or sell a house. lnstead, the decision to buy and sell an...
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Are you ready to buy? here are some tips to make a budget before buying a house. MONTHLY HOUSEHOLD BUDGET Creating a Budget for Your Family If you find yourself falling behind on your monthly payments, then it’s time to start learning some of the...
Mortgage Professional There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in...
Hire an AgentI am an agent, I believe in hiring a buyer’s agent first. But you don’t have to if you prefer to go to open houses and look through a mumbo jumbo of homes online. Mostly, an agent will save you time. An agent can send you listings directly from MLS that...
REAL ESTATE TERMS AMORTIZATION – The number of years it takes to repay the entire amount of a mortgage. APPRAISAL – An estimate of a property’s market value, used by lenders in determining the amount of the mortgage. APPRECIATION – The increase of a property’s value...